By integrating with the Auto Debit product provided by Alipay+, the Mobile Payment Provider ( MPP) can implement the following capabilities:
- allow the users to make auto debit payments.
- allow the users to take further actions after payment, such as inquiry, cancellation, and refund.
- download financial reports to perform reconciliation.
To set up auto debit payments, the MPP needs to obtain prior authorization from users to deduct funds from their payment accounts in the wallet, a process also known as account binding. For more information, see Account binding.
After account binding is completed, the MPP can process payments from users and conduct risk control to enhance identity verification. For more information, see Payment processing.
Alipay+ also allows users to revoke authorizations for auto debit payments. To do this, the MPP needs to unbind the payment accounts. For more information, see Account unbinding.
Return payment results
To return payment results to Alipay+, you need to integrate the inquirePayment and notifyPayment APIs. For more information about how to integrate the APIs, see Notify payment result and Respond to payment inquiry.
Cancel and refund
To support the users in refunding and canceling payments, you need to integrate the refund and cancelPayment APIs. For more information about how to integrate the APIs, see Cancel a payment and Refund.
Alipay+ provides multiple types of transaction reports to help the MPP perform the clearing and settlement of transactions. For more information, see Reconcile.