Alipay+Alipay+

Product introduction

Cashier Payment makes paying on merchant platforms easier with a unified payment option. On the merchant's cashier page, the consumer can just select Alipay+ as the payment method, and then goes to the checkout page where they can select and use a preferred wallet to complete the payment.

Benefits

The following list shows the major benefits of using Alipay+ Cashier Payment:

One-stop solution

Available through a single connection to accept all relevant mobile payment types without headaches that typically come with them.

Exclusive promotion campaigns

Alipay+ provides access to obtain exclusive promotion campaigns and display promotion information. All the information is simultaneously managed and updated for consumers to access the latest offers as soon as they become available.

Easy integration

Integrate production-ready solutions with APIs or SDKs that are designed for desktops or mobile devices, or create a fully customized solution.

Secure payment

User authorization is used for every transaction. With a built-in security mechanism and rule-based risk management, each transaction is highly secured and executed hassle-free.

High scalability

Alipay+ helps establish business connections among Partners so both Acquiring Partners (ACQPs) and Mobile Payment Partners (MPPs) can quickly scale up businesses around the world.

Optimized PSR

With intelligent sorting of available wallets and streamlined redirections, an optimized payment process is provided to achieve a high PSR (Payment Success Rate).

User experience

With the Cashier Payment, the consumer can place an order in the merchant platform and select Alipay+ as the payment method. Then Alipay+ displays the available wallets and the consumer selects one to complete the payment on the wallet platform. After the payment is done, the consumer can return to the merchant platform.

Merchant platform

The merchant platform can be a PC website (referred to as "Web" below) or a mobile app/WAP page (referred to as "Mobile" below). For different platforms, the consumer experience is different.

  • If the consumer places the order on a Web page, the consumer is redirected to a page that displays a QR code. Depending on whether the wallet supports code scanning, the payment experience varies:
  • If the wallet supports code scanning, the consumer scans the code and completes the payment by using the wallet app.
  • If not, the consumer is redirected to a series of WAP pages to go through the payment process, including login and paying with a password.
  • If the consumer places the order on a Mobile page, the consumer is redirected to the wallet app or WAP page to continue the payment process.

Scenarios

The following sections list the main kinds of user experience that a consumer might have with Cashier Payment.

Mobile

Scenario 1. Pay via the Alipay+ checkout page - SDK

Conditions:

  • The merchant app has integrated Alipay+ client SDK.
  • The consumer places an order in the merchant app.

The following diagram illustrates the user experience for this scenario:

Product introduction

Figure 1. Pay via the Alipay+ checkout page - SDK

  1. The consumer selects Alipay+ as the payment method on the cashier page of the merchant app.
  2. The Alipay+ checkout sheet pops up and lets the consumer selects a wallet to continue.
  3. The consumer clicks the pay button and is then redirected to the payment confirmation page of the wallet to complete the payment.
  4. The consumer confirms the payment result on the wallet side and returns to the merchant app.

Scenario 2. Pay via the Alipay+ checkout page - WAP

Condition: The consumer places an order on the merchant's mobile page or app.

The following diagram illustrates the user experience for this scenario:

Product introduction

Figure 2. Pay via the Alipay+ checkout page - WAP

  1. The consumer selects Alipay+ as the payment method on the cashier page of the merchant mobile page or app.
  2. The consumer is redirected to the Alipay+ checkout page and selects one of the wallets.
  3. The consumer clicks the pay button and is then redirected to the payment confirmation page of the wallet to complete the payment.
  4. The consumer confirms the payment result on the wallet side and returns to the merchant side.

Web

Scenario 3. Scan to pay

Conditions:

  • The consumer places an order on the merchant's desktop website.
  • The wallet that the consumer pays with supports scan-to-pay.

The following diagram illustrates the user experience for this scenario:

Product introduction

Figure 3. Scan to pay

  1. The consumer selects Alipay+ as the payment method on the cashier page of the merchant's desktop website and clicks the pay button.
  2. The consumer is redirected to the Alipay+ checkout page, where a QR code and the supported wallets are displayed.
  3. The consumer opens a wallet app on his/her phone to scan the QR code. The wallet must be one of the supported wallets from the previous step.
  4. The consumer completes the payment in the wallet app. The wallet then displays the payment result.
  5. On the desktop side, the consumer is redirected back to the merchant side.

Scenario 4. Log in to pay

Conditions:

  • The consumer places an order on the merchant's desktop website.
  • The wallet that the consumer pays with supports log-in-to-pay.

The following diagram illustrates the user experience for this scenario.

Product introduction

Figure 4. Log in to pay

  1. The consumer selects Alipay+ as the payment method on the cashier page of the merchant's desktop website and clicks the pay button.
  2. The consumer is redirected to the Alipay+ checkout page, where the wallets for log-in-to-pay are displayed under the scan-to-pay area.
  3. The consumer clicks the Log in to Pay button of a preferred wallet.
  4. The consumer is redirected to the wallet page to log in and complete the payment.
  5. After payment, the consumer is redirected back to the merchant side.

Note: For all the Cashier Payment scenarios, Alipay+ supports the configuration of an aggregated logo according to the pattern and size of the merchant cashier page. With an aggregated logo, you can display the Alipay+ logo along with certain other wallet logos to indicate that the consumer can pay with these wallets after selecting Alipay+ to check out. See the figure below for examples:

Product introduction

Figure 5. Alipay+ logo and aggregated logos

Features

  • One-time online payment: Consumers can pay each transaction with theAlipay+ wallet worldwide securely.
  • Refund & cancellation: Consumers can refund or cancel a payment with theAlipay+ wallet.
  • Merchant registration: The ACQP can register merchant information or update an existing registration timely.
  • Intelligent sorting: Based on the consumer's preference and most popular wallets, the payment sheet lists the wallets smartly for the consumer to quickly select from to improve the payment success rate.
  • Easy redirection: Alipay+ provides the redirection URL that suits the situation, with which the merchant redirects the consumer to the wallet to complete payment.
  • Payment result notification: When the wallet confirms that the payment is successful, Alipay+ actively push the payment result to the ACQP, who can then relay the result to merchants accordingly with their own business design.
  • One-stop settlement: Alipay+ provides a unified funds clearing and settlement service for ACQPs. Instead of mutual settlement, ACQPs only need to settle with Alipay+, which greatly simplifies the funds processing and improves the settlement efficiency.
  • Customized configuration: Alipay+ supports customized configuration for the display of Alipay+ aggregated logos on the merchant cashier page. The Alipay+ aggregated logo contains the Alipay+ logo and wallet logos that are suppoted by Alipay+.