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See Alipay+ MCC Standards for the full document in PDF version.

This Alipay+ MCC Standards, or “this Standards”, as referred to in this document, defines code values used in Alipay+ Services to enable the classification of Merchants into specific categories based on the type of business, trade, or services provided by the Merchant. This document also describes the update process for the creation, change and deletion of the Merchant Category Codes.

Normative references

ISO 18245 Retail financial services - Merchant category codes (or referred to in this Standards in short, ISO 18245) is referred to in the text in such a way that some or all of their content constitutes requirements of this Standards. For dated references, only the edition cited applies. For undated references, the latest edition of the referenced document (including any amendments) applies.

Terms and definitions

Merchant Category Codes: A four-digit number that describes a Merchant’s primary business activities.

For all other proper nouns (capitalized terms) used in this Standards, refer to their respective definitions in Alipay+ Core Rules.


In this Standards:

The key words “must” or “shall” or “need to” indicate a requirement which must be strictly followed and from which no deviation is permitted if conformance to this document is to be claimed.

The key word “should” indicates a requirement which is recommended but not absolutely required.

Related information

MCC usage rules

MCC update process

MCC list

MCC application form